【金融英语口语素材：Bank,Performan,2】 金融英语口语
New Words
新单词
outgoings n.
开支，开销
provision n.
备付
premises n.
房屋
previous adj.
以前的，先的
illustrate v.
说明阐明
footing n.
合计
allocation n.
分配
reserve n.
储备金
Phrases & Expressions
fee-generating activities
增加费用的活动
leased assets
租赁资产
in addition
另外
E:We"ve seen the income before our coffee break; now let"s look at the outgoings.
爱：我们在喝咖啡休息以前看到了本行的收益情况，现在再来看看支出情况。
V:What is the largest amount of money you spent in 1994?
代表：那么贵行1994年最大的支出项目是什么呢？
E:Obviously, the largest of these is staff costs.
爱：很明显，支出中最大的一块是员工开销。
It increased from fifty-five million dollars in the fiscal 1993 to sixty-five million dollars at the end of 1994.
1993财政年度为500美元，到1994年底，就增长到6500万美元，
It covers forty-two per cent in the total group outgoings.
占了总支出的42%。
V:Why is the increase as large as eighteen per cent?
代表：为什么这部分支出的增长率高达18%呢？
E:It is partly because of the increase in staff numbers required to deal with the expansion of the bank"s fee-generating activities which I have just mentioned in the income section.
爱：这一方面是由于增加了职工人数，用于从事前面我所提到的增加服务佣金等工作。
V:How about doubtful debt provision and depreciation?
代表：那么坏帐充资金和折旧费用呢？
E:Provisions for doubtful debts amounted to eight million dollars,
爱：坏帐抵充资金高达800万美元，
an increase of sixty per cent;
增长了60% 。
while depreciation on leased assets and on premises and equipment decreased from sixteen million dollars to fifteen million dollars.
而租赁资产的折旧费以及营业大楼。设备的折旧费则从1 600万美元降至1500美元。
V:Is depreciation calculated on a straight line basis?
代表：折旧费是采用直线折旧法来计算的吗？
E:Yes, that" how we calculate depreciation.
爱：是的，我们就是按照直线折旧法来算的。
V:Besides the largest of outgoings, staff costs, as well as provision for doubtful debts and depreciation,
代表：除去员工费用最大的一块支出，以及坏帐准备金及折旧费之外，
how about expenses, on tax, dividends?
其它，如纳税和股票支出情况呢？
E:Tax, not much to say really. We paid five million dollars more than i